Build on Your Lot in St. Pete, FL — All State Homes
Build on Your Lot in St. Pete, FL — All State Homes
If you own a lot in St. Petersburg — or you're looking to buy one — All State Homes can build your new home on it. Since 1955, we've been Tampa Bay's dedicated on-your-lot builder, and we've built throughout St. Pete and Pinellas County for decades. We don't develop subdivisions or sell spec homes. Every home we build is built on land that belongs to you, designed to fit your lot, your neighborhood, and your budget. Homes start from the low $200Ks. Call (813) 931-8952 or contact us online to schedule your free St. Pete lot evaluation.
Why St. Pete Homeowners Choose All State Homes
St. Petersburg is one of the most desirable places to live in Florida — and also one of the more complex places to build. Between FEMA flood zones, infill lot conditions, coastal construction requirements, and Pinellas County's permitting process, building on your lot in St. Pete requires a builder with real local experience. That's exactly what All State Homes brings. We've built on waterfront parcels, narrow infill lots, teardown sites, and everything in between — across Shore Acres, Kenwood, Crescent Lake, Greater Pinellas Point, and neighborhoods throughout St. Pete. We know the local inspectors, the permitting office, and the soil conditions. That experience shortens your timeline and protects your investment.
We Build in St. Pete's FEMA Flood Zones
This is where most builders stop short — and where All State Homes stands apart. A significant portion of St. Petersburg sits in FEMA Special Flood Hazard Areas, including AE zones, Coastal A zones, and V zones along the waterfront. Many builders won't touch these parcels, or they lack the engineering capability to handle flood-zone construction properly. All State Homes builds in all FEMA flood zones in Pinellas County. Our team handles elevated home design, piling and column foundations, coastal construction engineering, and all flood-zone permitting in-house. If you've been told your St. Pete lot is "too complicated to build on," call us before you give up on it. Learn more about our Elevated Home construction
Affordable On-Your-Lot Construction — Not Luxury-Only
Most custom home builders in St. Pete target the luxury end of the market — $900,000 and up. All State Homes is different. We build quality new homes on your lot starting from the low $200Ks, using concrete block construction that outperforms wood frame in Florida's coastal climate. That means a brand-new, custom home in a St. Pete neighborhood you already love — on land you own — for a price that makes financial sense. We also offer:
- $0 down land-home financing for qualified buyers (conventional, FHA, and VA)
- Help finding a St. Pete lot if you don't already own one
- Teardown/rebuild services — we replace aging homes with new concrete block construction
Our St. Pete Build on Your Lot Process
Building on your own lot in St. Petersburg doesn't have to be complicated. Here's how we work: 1. Free Lot Evaluation We assess your St. Pete lot — setbacks, flood zone designation, soil conditions, utility connections — and tell you exactly what's buildable and what it will cost. 2. Floor Plan Selection Choose from our full library of floor plans, or work with us on a custom design. Every plan can be modified to fit your specific lot dimensions and your family's needs. 3. Permitting & Engineering We handle Pinellas County permitting, flood-zone engineering, and all city of St. Petersburg building department submissions. You don't have to navigate the bureaucracy alone. 4. Construction Our superintendents manage your build from groundbreaking to final walkthrough. You have direct access to your project team throughout. 5. Move In Your new concrete block home, covered by a 10-Year Structural Warranty.
St. Pete Neighborhoods We Build In
All State Homes builds throughout the city of St. Petersburg and surrounding Pinellas County communities, including:
- Shore Acres
- Kenwood
- Crescent Lake
- Greater Pinellas Point
- Riviera Bay
- Disston Heights
- Clearwater
- Largo
- Seminole
- Gulfport
- South Pasadena
- Pinellas Park
- And throughout unincorporated Pinellas County
Not sure if we build in your neighborhood? Call us — if it's in Pinellas County, the answer is almost certainly yes.
Why Build with All State Homes in St. Pete?
- 70+ years of experience building in Pinellas County — since 1955
- Exclusively on your lot — we never build in subdivisions, so our entire process is optimized for your land
- All FEMA flood zones — elevated home expertise that most St. Pete builders can't match
- Concrete block construction — built for Florida's coastal climate, not wood frame
- Affordable pricing — homes from the low $200Ks, not $900K+
- Family-owned and operated — second generation, direct communication, personal attention
- 10-Year Structural Warranty on every home
Frequently Asked Questions
Who builds homes on your lot in St. Petersburg, FL?
All State Homes is Tampa Bay's dedicated on-your-lot builder, and we've been building in St. Petersburg and throughout Pinellas County since 1955. Unlike generalist contractors or luxury custom builders, our entire business is built around constructing new homes on land that you own — from lot evaluation and permitting through final construction.
How much does it cost to build on your lot in St. Pete?
All State Homes' on-your-lot homes in St. Petersburg start from the low $200Ks. Final pricing depends on your floor plan selection, lot conditions, flood zone requirements, and finish choices. We offer free lot evaluations so you know exactly what to expect before you commit to anything.
Can you build on a flood zone lot in St. Petersburg?
Yes. All State Homes builds in all FEMA flood zones in Pinellas County, including AE, Coastal A, and V zones. We handle elevated home design, piling or column foundations, and all flood-zone permitting in-house. Many of our St. Pete builds are elevated coastal homes.
Do you help with teardown and rebuild projects in St. Pete?
Yes. Teardown/rebuild is one of our specialties in St. Petersburg. We replace older, outdated, or storm-damaged homes with brand-new concrete block construction on the same lot. This is a popular option in established St. Pete neighborhoods where infill lots are rare but older homes are common.
How long does it take to build a home in St. Petersburg?
Build timelines vary based on floor plan complexity, lot conditions, and permitting. Standard builds typically take several months from permit approval to completion. Elevated or flood-zone homes requiring pilings may take longer. We'll give you a realistic timeline during your free lot evaluation.
Does All State Homes help find lots in St. Pete?
Yes. If you don't already own a lot in St. Petersburg, we can help you find one. We work with local real estate contacts and can evaluate any lot you're considering before you purchase it.
All State Homes has floor plans in a wide variety of sizes and styles!
Questions? Speak with one of our home building experts.
