Frequently Asked Questions
Building on your own lot offers a unique opportunity for home ownership. We can build on a lot you already own or help you find a lot in an area you want to live. As each home building experience is unique, there may be many questions throughout the building process. Here are answers to some of our most frequently asked questions.
Q: What is "On Your Lot" construction?
A: Our build-on-your-lot concept is simple. We will build your home on a lot you already own or assist you in choosing property where you wish to live. You choose from a wide range of floor plans, options, and upgrades that suit your family and lifestyle and we will build the home of your dreams!
Q: What if we don’t currently own a lot?
A: No problem! Our knowledgeable and professional staff can assist you with finding a lot that suits your particular needs. Just tell us where you want to live and we will locate suitable properties for you to consider.
Q: Can we use our land towards the down payment?
A: Yes! With sufficient equity in your property, a down payment may not be required.
Q: If our land is not paid for, can we combine the payoff with the house?
A: Yes, our staff can assist you with arranging financing to combine the costs of your land and home into one mortgage.
Q: Can wells, septic systems, driveways, and impact fees be included in my mortgage?
A: Yes, these costs can be included in the value of your mortgage.
Q: Is it easy to obtain "On Your Lot" financing?
A: Yes, it's a lot like purchasing an existing home. Once the cost of your new home is determined, we can assist you in selecting an experienced lender who specializes in on-your-lot financing.
Q: Are options and upgrades available?
A: Absolutely. We offer a wide range of options and upgrades for your selection. Our professional staff will give you the time and attention you deserve, showing you everything from countertops, cabinets, and fixtures to carpeting, floor tiles, and roof top materials.
Q: What kind of warranty is included with your Al l State Home?
A: Our homes are covered by a 10-year structural warranty provided through 2-10 Home Buyers Warranty Services LLC, together with a 1-year workmanship and 2-year systems defect warranty from All State Homes, Inc. Home Buyers Warranty Services LLC offers the most comprehensive home warranty program in the industry and serves more than 5.5 million homeowners nationwide. Don't see your question answered here? Contact our offices today.
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Contact our team of experts for answers to your questions about building on your lot.
Our home building professionals have more than 150 years combined industry experience. Contact us today for answers to your questions and more information on building on your lot with All State Homes.