On Your Lot vs Production Home Builder | All State Homes
On Your Lot Builder vs. Production Home Builder in Tampa Bay
When deciding how to build a new home in Tampa Bay, one of the key choices is between a production home builder — who sells homes in their own subdivisions — and an on-your-lot builder like All State Homes. The differences are significant, and understanding them helps you make the right decision for your situation.
**Location** Production builders develop land they own, meaning your location choices are limited to their available lots in specific subdivisions. All State Homes builds wherever you have land throughout Hillsborough, Pasco, Pinellas, Hernando, and Manatee Counties — giving you complete location control.
**Design Flexibility** Production builders offer a set menu of floor plans with limited modification options, often charging significant premiums for upgrades. All State Homes' in-house architectural team can customize any floor plan to suit your needs, with changes incorporated at a fraction of what production builders typically charge.
**Personalization** In a production neighborhood, your neighbors have homes from the same limited plan library, often with similar finishes. An All State Homes on-your-lot home is unique to you — the location, the design, the finishes, and the features are all yours.
**Price** Production builders in Tampa Bay's growing communities often charge premium prices, especially for sought-after lots in their developments. All State Homes' on-your-lot homes start from the low $200Ks — and if you already own land, you're not paying the developer's land premium built into production home prices.
**Personal Service** All State Homes is a second-generation family-owned company founded in 1955. You're working directly with a local team that has been serving Tampa Bay for over 70 years — not a national corporate builder with a regional sales office.
Call (813) 931-8952 or visit allstatehomes.com to learn more.
All State Homes serves all of Hillsborough County, from Tampa and Brandon to Plant City, Riverview, and beyond. As Tampa Bay's On Your Lot Builder since 1955, this second-generation family-owned company is committed to delivering quality custom homes on your lot at accessible prices starting from the low $200Ks. Every project is managed in-house — lot evaluation, architectural design, engineering, permitting, and construction — so you have one trusted team from first conversation to final walkthrough. Call (813) 931-8952 or visit allstatehomes.com to take the first step toward your custom home.
Frequently Asked Questions
What is the main difference between an on-your-lot builder and a production builder?
A production builder develops and sells homes on land they own in planned subdivisions, offering limited customization. An on-your-lot builder like All State Homes constructs custom homes on land you own or choose, giving you complete location flexibility and significantly more design control. On-your-lot construction is personalized to your specific lot and lifestyle — production homes are designed for maximum efficiency at scale.
Is an on-your-lot home from All State Homes more expensive than a production home in Tampa Bay?
Not necessarily. All State Homes builds on your lot starting from the low $200Ks. Production home builders often embed land costs and community premiums into their pricing. If you own land or can purchase a parcel separately, the total cost of an All State Homes on-your-lot home can be quite competitive with comparable production homes. You also get significantly more design flexibility and personalization for your investment.
Can All State Homes build on a lot in an existing production home neighborhood?
Potentially, yes. If there are vacant lots available within an existing planned community, All State Homes can evaluate whether the community's deed restrictions and HOA requirements are compatible with their construction process. In many Tampa Bay neighborhoods, infill lots within established communities can be built on as long as the home design meets HOA architectural guidelines. Their team can research specific community requirements during the lot evaluation.
