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WHAT IS A CONSTRUCTION TO PERMANENT LOAN?

craig calhoun - Monday, February 25, 2019
WHAT IS A CONSTRUCTION TO PERMANENT LOAN?
A construction to permanent loan (also called CPL loan) is one loan that allows you to finance the construction of the house and then converts to a permanent mortgage loan. It functions as a line of credit to pay for the construction costs at each stage of the building process, and you pay ..

THE RIGHT LOT CAN SAVE YOU MONEY WHEN YOU BUILD YOUR HOUSE

craig calhoun - Monday, February 18, 2019
THE RIGHT LOT CAN SAVE YOU MONEY WHEN YOU BUILD YOUR HOUSE
If you have not yet bought that perfect lot to build your dream house on, you may want to give some consideration to the following items that could save you money: Building in a flood zone will cost more. When you build a new home in a flood plain, the home has to meet a particular  ..

WHAT IS ZONING AND WHY DOES IT MATTER WHEN YOU ARE BUILDING A HOUSE ON YOUR OWN LOT?

craig calhoun - Monday, February 11, 2019
WHAT IS ZONING AND WHY DOES IT MATTER WHEN YOU ARE BUILDING A HOUSE ON YOUR OWN LOT?
Whether you are looking for a lot to build your house on, or you already own the lot, zoning will be an important item to take into consideration. Hillsborough County (https://www.hillsboroughcounty.org/en/businesses/zoning) describes zoning as “how land is currently being used and  ..

BUILDING A NEW HOME IN AN HOA COMMUNITY

craig calhoun - Monday, February 04, 2019
BUILDING A NEW HOME IN AN HOA COMMUNITY
If you are considering purchasing a lot in a community with an HOA (Home Owners Association) to build your new home, you may want learn as much as you can about the HOA. The HOA is usually responsible for maintaining the common areas of a community, such as the main entrance, swimming  ..

WHAT ARE IMPACT FEES?

craig calhoun - Tuesday, January 01, 2019
WHAT ARE IMPACT FEES?
Wikipedia (https://en.wikipedia.org/wiki/Impact_fee) defines impact fees as “a fee that is imposed by a local government within the United States on a new or proposed development project to pay for all or a portion of the costs of providing public services to the new development. Impact fee ..

WATER & SEWER OR WELL & SEPTIC?

craig calhoun - Tuesday, January 01, 2019
WATER & SEWER OR WELL & SEPTIC?
Site work is one of those areas of building a house that no one ever talks about after it is done because it is out of sight and out of mind. If you are lucky and the lot that you bought already has water and sewer lines there waiting for you to hook up your plumbing lines to them, cross t ..

WHAT ARE THE COSTS TO PREPARE THE LAND FOR A NEW HOUSE?

craig calhoun - Tuesday, January 01, 2019
WHAT ARE THE COSTS TO PREPARE THE LAND FOR A NEW HOUSE?
Once you purchase the perfect lot for your new house, there are a several additional requirements before you can start building on the land: You will need a land survey. The land survey defines the boundary lines of your property, and shows the elevations, as well as the location of ..

HOW MUCH DOES IT COST TO BUILD A HOUSE ON YOUR OWN LOT?

craig calhoun - Tuesday, January 01, 2019
HOW MUCH DOES IT COST TO BUILD A HOUSE ON YOUR OWN LOT?
Unlike buying an existing preowned or new construction house, where you can compare house prices by the cost per square foot, buying a house that has not been built yet requires answering a few more questions first: Floor plan: How much of the house will be heated and how much will ..

BUILDING ON YOUR OWN LOT 101 BY ALL STATE HOMES

craig calhoun - Tuesday, January 01, 2019
BUILDING ON YOUR OWN LOT 101 BY ALL STATE HOMES
Building a new home on your own lot can be one of the most exciting and rewarding experiences of a lifetime. On Your Lot customers decide where they want to live, affording them the opportunity to consider important factors such as schools, community, traffic, and more, ensuring them that  ..

PLAN AHEAD FOR RETIREMENT

craig calhoun - Sunday, December 23, 2018
PLAN AHEAD FOR RETIREMENT
It remains the dream of many people to retire to Florida. Sometimes retirement age also brings with it diminished physical abilities for you or friends and family members. But there are steps you can take when building a house to make sure limited physical abilities won’t stop you or anyon ..